Hi
ING is transferring their mortgage book to Barclays, I'm not a big fan of Barclays and recently closed down all my accounts with them. I'm reluctant to have my mortgage transferred to them and was wondering if there are any grounds/legal rights for me to request a remortgage to another company before the transfer is complete without incurring the early repayment charge considering. I believe that the transfer may adversely affect me , so a transfer out should be penalty free. The ERC is 2% of £150k. THanks.
ING is transferring their mortgage book to Barclays, I'm not a big fan of Barclays and recently closed down all my accounts with them. I'm reluctant to have my mortgage transferred to them and was wondering if there are any grounds/legal rights for me to request a remortgage to another company before the transfer is complete without incurring the early repayment charge considering. I believe that the transfer may adversely affect me , so a transfer out should be penalty free. The ERC is 2% of £150k. THanks.