Can anyone please answer my query as ive spoken to so many people today and still dont have an answer :(
I am currently seperating from my husband and we have agreed that i will take over the mortgage. I am staying with our current lender and remortgaging on a fixed term product borrowing some additional funds as well as transferring the equity into my sole name.
My lender has said they just require the solicister to complete a certificate of title. My question is should i be paying for any search fees when i am remortgaging with the same lender and does completing a certificate of title require searches? I have looked on internet and most sites say that i this is unlikely unless im changing lender. My lender is saying they havent asked for any searches and my solicister is saying they are! No-one seems to be giving me a straight answer and I have no idea. Can anyone please enlighten me as i am really confused!
I am currently seperating from my husband and we have agreed that i will take over the mortgage. I am staying with our current lender and remortgaging on a fixed term product borrowing some additional funds as well as transferring the equity into my sole name.
My lender has said they just require the solicister to complete a certificate of title. My question is should i be paying for any search fees when i am remortgaging with the same lender and does completing a certificate of title require searches? I have looked on internet and most sites say that i this is unlikely unless im changing lender. My lender is saying they havent asked for any searches and my solicister is saying they are! No-one seems to be giving me a straight answer and I have no idea. Can anyone please enlighten me as i am really confused!