5 years ago a lot of people on this forum took out the five year fix for 4.99/5.29%.
I was just wondering what you are deciding to do now that the fix is coming to an end?
I can't remember the last time FD offered a 5 yr fix. In fact they presently offer very little in terms of fixes. I think the 2/3 yr rates may even have increased over the past few months.
I must admit I do like the flexibility the offset product offers but if I stay with FD then I may just remain on the SVR of 3.69%.
Or do I remortgage onto a normal 5 year fix with another provider given some of the good deals that are currently about.
Very interested to hear what others are thinking.
I was just wondering what you are deciding to do now that the fix is coming to an end?
I can't remember the last time FD offered a 5 yr fix. In fact they presently offer very little in terms of fixes. I think the 2/3 yr rates may even have increased over the past few months.
I must admit I do like the flexibility the offset product offers but if I stay with FD then I may just remain on the SVR of 3.69%.
Or do I remortgage onto a normal 5 year fix with another provider given some of the good deals that are currently about.
Very interested to hear what others are thinking.