Good Afternoon
My partner and i are trying to buy a house. We have no debt and have an LTV of around 25-30%
He has a perfect credit rating and currently has a mortgage. I have no debt at the moment but i have had 3 defaults in the past. All now satisfied although one was only satisfied recently.
We are waiting for a broker to come back to us regarding a mortgage application but he told me yesterday its 'highly unlikely' we will be granted a mortgage.
Surely this cant be the case ??
Any help gratefully received????
My partner and i are trying to buy a house. We have no debt and have an LTV of around 25-30%
He has a perfect credit rating and currently has a mortgage. I have no debt at the moment but i have had 3 defaults in the past. All now satisfied although one was only satisfied recently.
We are waiting for a broker to come back to us regarding a mortgage application but he told me yesterday its 'highly unlikely' we will be granted a mortgage.
Surely this cant be the case ??
Any help gratefully received????