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Deeds for mortgage swap

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Dear All,

I am hoping to reduce my mortgage but cannot do this without putting my partners name on our home deeds (as my income has dropped)... couple of questions:

1 - Where can this be done? Is it a simple process that I can do myself.

2 - As it is our primary residence & we have been together for over 10 years I'm assuming that there is no capital gains for her to pay - is this correct.

3 - Once the deeds have been changed we'll go over to a lower rate mortgage. I'm assuming prior to this if a new name goes on the deeds I don't have to inform anyone?

Any help would be greatly appreciated - Many thanks indeed x

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