Dear All,
I am hoping to reduce my mortgage but cannot do this without putting my partners name on our home deeds (as my income has dropped)... couple of questions:
1 - Where can this be done? Is it a simple process that I can do myself.
2 - As it is our primary residence & we have been together for over 10 years I'm assuming that there is no capital gains for her to pay - is this correct.
3 - Once the deeds have been changed we'll go over to a lower rate mortgage. I'm assuming prior to this if a new name goes on the deeds I don't have to inform anyone?
Any help would be greatly appreciated - Many thanks indeed x
I am hoping to reduce my mortgage but cannot do this without putting my partners name on our home deeds (as my income has dropped)... couple of questions:
1 - Where can this be done? Is it a simple process that I can do myself.
2 - As it is our primary residence & we have been together for over 10 years I'm assuming that there is no capital gains for her to pay - is this correct.
3 - Once the deeds have been changed we'll go over to a lower rate mortgage. I'm assuming prior to this if a new name goes on the deeds I don't have to inform anyone?
Any help would be greatly appreciated - Many thanks indeed x