I recently received a mortgage offer, from the Halifax, through a broker that I suspect is a bit dubious. The offer states, in the conditions, that I have agreed to re-pay all or some of the credit card balances I have at the moment but they do not specify an amount. I asked the broker what would be the minimum they expect me to pay or how they will know how much I pay. The broker told me that once I have the money in my account they cannot check if I have paid all or some of the credit cards. He also said that they cannot come and ask for their money back and that I can do whatever I want with the money. Is this true? could it be that the broker wants to convince me to accept the offer, just like that so that he does not lose his generous commission?
↧