Just after some advice as im starting to panic about a purchase...
Saw a broker who was recommended to me by a colleague (theres was a simple remortgage though!) seemed really nice and to be knowledgable. Took note of our circumstances (renting current property out and buying new home with 90% motgage)
Said it should be all straight forward. Got an AIP for £140,000. Found a house, had an offer of £125,000 accepted on, was told it was straightforward we'd passed all the checks a quick completion etc.... 7 weeks later were still waiting for a mortgage approval, the vendors are threatening to pull out, the estate agent for the vendor has told me she thinks the broker is useless and that they have dealt with them before and they were useless then too.
Originally the broker recommended santander, they were constantly asking for more information, we'd wait days/weeks for news then they'd request something else. Because of this delay the broker suggested we try Halifax, that was 3 weeks ago and just spoken to broker and they cant tell me what the delay is just I have to be patient!!!!
Is this par for the course or am i being messed about?
Saw a broker who was recommended to me by a colleague (theres was a simple remortgage though!) seemed really nice and to be knowledgable. Took note of our circumstances (renting current property out and buying new home with 90% motgage)
Said it should be all straight forward. Got an AIP for £140,000. Found a house, had an offer of £125,000 accepted on, was told it was straightforward we'd passed all the checks a quick completion etc.... 7 weeks later were still waiting for a mortgage approval, the vendors are threatening to pull out, the estate agent for the vendor has told me she thinks the broker is useless and that they have dealt with them before and they were useless then too.
Originally the broker recommended santander, they were constantly asking for more information, we'd wait days/weeks for news then they'd request something else. Because of this delay the broker suggested we try Halifax, that was 3 weeks ago and just spoken to broker and they cant tell me what the delay is just I have to be patient!!!!
Is this par for the course or am i being messed about?