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How paying more saves you money?

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Hello guys...
I found some people talking about an interest-only mortgages and their fear of not being able to pay the capital when the term ends.

Some advised them to change it into repayment mortgage instead of interest-only.

How does this solve their problem? isn't the extra they are going to pay will be the same saving they would have when their interest only mortgage ends?

So if the savings are not enough then, it won't be enough now! am I right?

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