Voluntarily Surrendered my Flat...C&G Want Me To Complete and Sign Forms Now

Ok...so I handed the keys along with the letter as detailed below into my local branch of Cheltenham & Gloucester. Next day I got a phone call. They want to send me out forms to fill in and sign. They have told me that they cannot progress the voluntary surrender of my property until I fill in these forms and sign them. I remember reading on a thread somewhere on the forum that a person in this situation absolutely must not complete any forms or sign anything. So I seem to be at a bit of an impasse just now. I just want this over and done with so that we can get on with our lives. Are C&G just trying to trick me into signing something that will invalidate the protection I get from being in the trust deed and allow them to pursue me directly for the shortfall that will no doubt be left once they sell the property? Can someone please advise?

Current address


Date

account no.

Dear Sirs,

We are writing to inform you that we have given up possession of the property (Property you wish to be repossessed) to yourselves on a voluntary basis. We cannot afford the mortgage payments and are under a protected trust deed due to exceptional financial pressures.

We do not object to any repossession action through the courts.

The property is left in good condition. We have informed the local council that we have left the property empty therefore it is exempt from council tax for 6 months. Following this time period it is exempt without time limit as the dwelling is in the possession of the lender.

Thank you for your assistance; we shall have no further contact with you regarding this situation.

Type name here
DON'T SIGN IT