Good Afternoon
I am not sure if anyone can advise. My husband owns a property at the moment and is looking to sell and use around 30k or the equity as deposit for our new home. The new home value will likley be around 190k. I am concerned as I had poor credit history in the past and am still paying back my credit card. My husband was going to apply for a mortgage in his name alone. He has an excellent score with credit expert and my score was poor and is now just good. We have no credit assocations and no joint bills or accounts, we also have no dependants. Does anyone think this will be a major issue? Many thanks for all your help.
I am not sure if anyone can advise. My husband owns a property at the moment and is looking to sell and use around 30k or the equity as deposit for our new home. The new home value will likley be around 190k. I am concerned as I had poor credit history in the past and am still paying back my credit card. My husband was going to apply for a mortgage in his name alone. He has an excellent score with credit expert and my score was poor and is now just good. We have no credit assocations and no joint bills or accounts, we also have no dependants. Does anyone think this will be a major issue? Many thanks for all your help.