I am self employed and had my current mortgage with C&G for around 5 years. I wanted to transfer it to a new property [exactly the same mortgage with absolutely no changes - time remaining 3+ years] and have been refused basically because [a] I cannot prove my income as only have bank statements and advice of payments from overseas companies [b] HRMC cannot provide an SA302 as there is no income declared [c] my accountant cannot confirm my income as whilst I declare it to him, because of my tax status he does not have to declare it on the tax return forms complete for me and sent to HRMC. I am not classified as 'non resident' for tax purposes and my domicile is the UK. Any ideas as to how to get round this problem
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