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Calculating Payments

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Good evening all,

Got my mortgage statement through today and everything looks to be heading in the right direction.

Only issue I can see is my interest rate and and payment don't add up. Could someone help clear this up for me.

My balance is £61,892.73 of £71,999 borrowed.
I have had two payments with the interest rate of 4.59% = 454.45
And 10 with a interest rate of 4.95% = 467.06

I have been paying £535 so slightly over paying.

So my question is, "Are the payments of 467.06@4.95% correct?" There look high to me. if there are wrong any idea to why?

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