Hi I was asking for advice the other day - basically we want to remortgage, my advisor has said not to include my wages as I'm pregnant. You lovely people said I should have my wages included as we would struggle on my husbands. My adviser disagrees!
Today I spooke to him & said we wanted to go ahead with the Abbey mortgage but wanted my wages included. He said there is no point as they will not be taken into consideration.
When we apply for the mortage I will be 17 weeks so to early to get confirmation from my employer that I will be going back to work. So he's saying that they will not take my wages into consideration at all. Mortgage companies also don't use statutory maternity pay as an income. I only work part time so the difference between my wages and SMP is the same bar £20 per month!
Really don't no where to go from here!
Today I spooke to him & said we wanted to go ahead with the Abbey mortgage but wanted my wages included. He said there is no point as they will not be taken into consideration.
When we apply for the mortage I will be 17 weeks so to early to get confirmation from my employer that I will be going back to work. So he's saying that they will not take my wages into consideration at all. Mortgage companies also don't use statutory maternity pay as an income. I only work part time so the difference between my wages and SMP is the same bar £20 per month!
Really don't no where to go from here!