Hi,
Hope people will excuse the obvious question.
Our fixed rate 2 year mortgage deal ends shortly and I assumed we would shop about and find a new one, however they all seem to have (substantial) setting up charges on them and it led me to wonder a simple point, "is switching your mortgage a normal thing to do"? I'm so used to shopping about for ISAs and utility providers etc, but maybe its not the way with mortages.
Our new rate is actually cheaper, but not being on a fixed rate makes me and DH a little nervous, just wondered if I am worrying about nothing!
Hope people will excuse the obvious question.
Our fixed rate 2 year mortgage deal ends shortly and I assumed we would shop about and find a new one, however they all seem to have (substantial) setting up charges on them and it led me to wonder a simple point, "is switching your mortgage a normal thing to do"? I'm so used to shopping about for ISAs and utility providers etc, but maybe its not the way with mortages.
Our new rate is actually cheaper, but not being on a fixed rate makes me and DH a little nervous, just wondered if I am worrying about nothing!