Hi
My partner is currently on a mortgage with his ex and now I want to go on the mortgage.
He has a poor credit score and mine is good. I have monthly commitments of about 500 a month but earn 27153 which is more than his ex and he earns 22000(26000 with overtime).
The existing mortgage is for 83000 but they o/s is 77000.
What are the chances of bank of Ireland accepting this and what is the process?
I look forward to your help
Thanks
My partner is currently on a mortgage with his ex and now I want to go on the mortgage.
He has a poor credit score and mine is good. I have monthly commitments of about 500 a month but earn 27153 which is more than his ex and he earns 22000(26000 with overtime).
The existing mortgage is for 83000 but they o/s is 77000.
What are the chances of bank of Ireland accepting this and what is the process?
I look forward to your help
Thanks