Hi all,
On 6/03/13 I received noticed that my landlord is selling, i have until June to move. My mother asked me to see a mortgage adviser as this is the second time I've had to move like this. Anyway mortgage adviser got me an AIP (despite me only wanting a chat). Anyhow last Monday i viewed a house, had an offer excepted Tues and applied for themy mortgage Wednesday. It's all moved a bit quick. Now it weeks very real and i'm extremely worried thatvtge application will come back declined.
In the past I was silly and my last Arrangement to Pay ended in 2009. My credit expert report shows as 747 (fair) and the only thing going agiant me is that I had a loan in Dec and have a maxed CC. All payments totally up to date. Wishbthey'd asked to see proof of rent as i've been paying lots more than my £80k mortgage would be. I was turned down for a CC a couple of months ago and am now really worried I'll get let down by lender.
On 6/03/13 I received noticed that my landlord is selling, i have until June to move. My mother asked me to see a mortgage adviser as this is the second time I've had to move like this. Anyway mortgage adviser got me an AIP (despite me only wanting a chat). Anyhow last Monday i viewed a house, had an offer excepted Tues and applied for themy mortgage Wednesday. It's all moved a bit quick. Now it weeks very real and i'm extremely worried thatvtge application will come back declined.
In the past I was silly and my last Arrangement to Pay ended in 2009. My credit expert report shows as 747 (fair) and the only thing going agiant me is that I had a loan in Dec and have a maxed CC. All payments totally up to date. Wishbthey'd asked to see proof of rent as i've been paying lots more than my £80k mortgage would be. I was turned down for a CC a couple of months ago and am now really worried I'll get let down by lender.