Hi, can anybody help? We would like to get a mortgage for £84,000. We are purchasing a house and we have £145,000 deposit. I am self employed and have account records for the last 3 years, but I submit them myself - they are not audited. My partner has just gone self employed so has no books for proof of income. We have somebody who will guarantee for us but he is 64. We have been told that we can only get a 10 year mortgage because of his age. We thought that with such a large percent deposit we would be ok, but it's not been that easy. We really need a 25 year mortgage. Any ideas? Thanks!
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