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When current deal ends...?

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Hi all,

We currently have about 20 months until our 5yr fixed term ends. We currently pay 6.5% so are very much looking forward to it ending. My worry is that at present we still owe £134,000 on our house which is currently valued at £140,000. If you say over the next 20 months it will be down to £130,000 meaning the LTV will be 93%!!?
Can anyone shine any light on the potential options we will have re a new deal.

Many thanks

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