First Direct 5 Year Fixed of 2.64%????

Hi there,

I have recently come off a FD 5 year fixed rate offset of 4.99% onto SVR of 3.69%.

I didn't consider the Britannia recent 5 year fixed of 2.79 as I really like being with FD. However I am really tempted by their new 5 year fixed of 2.64% with fees of £1399. My question is should I hold out and hope for an even better rate in the new future or grap this one while I can.

I currently have an offset mortgage with them which under their new rules I would no longer qualify for, however I like fixing for at least five years which they no longer seem to offer with their offset mortgages anyway.

Anyone got any advice????

Thanks:)