FTB - First Direct / Halifax application

Can someone tell me which would be cheaper, also seeing that FD have no branches how would you open and maintain it?

1.First Direct - 1.88% above base for term Admin fee: £599.00

2.First Direct - 2.29% above base for term Admin fee: £499.00

3.HSBC - Base +2.49% for term Admin fee: £0.00

4.HSBC - Lifetime Tracker Special Fee Free
Tracks the Bank of England Base Rate Plus 2.19% Booking fee - 0

Have seen a Broker and the cheapest he told me was with PERSONAL TOUCH finance at 2.89%.
(2 yr fixed, reverts to 3.99), no charges

property value-77k, mortgage -47k, deposit -30k

(asking for a friend i accompanied at meeting etc)
Thanks in advance