I have applied for a mortgage with my husband but I have a CCJ I declared this before applying to my mortgage advisor at lloyds.
We credit scored together as an A (which I believe is the best) but as I have a CCJ it has been sent to an underwriter.
I have paid the CCJ in full and I am waiting for a letter to take to the court for a letter of satisfaction.
Other than this my credit history is fine and I am very good with money, it's just something I made a mistake with at a young age.
Will our application be accepted? Help!
We credit scored together as an A (which I believe is the best) but as I have a CCJ it has been sent to an underwriter.
I have paid the CCJ in full and I am waiting for a letter to take to the court for a letter of satisfaction.
Other than this my credit history is fine and I am very good with money, it's just something I made a mistake with at a young age.
Will our application be accepted? Help!