Guys-
Quick question as i'm fed up talking to my conveyancer and my lender to which i'm getting conflicting advice.
I have joint mortgage with my wife. Can i change the house to her name only whilst leaving the financial arrangements with lender exactly the same. Bank/lender drew up docs and sent them to me 'change of provision of sucurity' i think they're called. They said they've done it regularly in past and can categorically 100% do it. 2 individuals told me you can.
Meanwhile, my legal side after speaking to 2 lawyers say you 100% can't do it!
Confused. Probably not going to do it now and can't be bothered with grief but i'm stubborn and believe my conveyancer to be wrong!
Quick question as i'm fed up talking to my conveyancer and my lender to which i'm getting conflicting advice.
I have joint mortgage with my wife. Can i change the house to her name only whilst leaving the financial arrangements with lender exactly the same. Bank/lender drew up docs and sent them to me 'change of provision of sucurity' i think they're called. They said they've done it regularly in past and can categorically 100% do it. 2 individuals told me you can.
Meanwhile, my legal side after speaking to 2 lawyers say you 100% can't do it!
Confused. Probably not going to do it now and can't be bothered with grief but i'm stubborn and believe my conveyancer to be wrong!