Hi there
Sorry if this shouldn't be a new thread - excuse the newbie!
My partner & I are looking into buying our first home. He has a beyond excellent credit rating, whilst mine is the opposite end of the scale! I've been recently discharged from a trust deed and as such, any debts have now been written off.
Will we be able to apply for a mortgage, or will my credit be too big an issue?
We are looking at a new build property, with an 80/20 equity split with the builder. We have a 5% deposit of the total value, so will need a deposit of 75%. Will this help?
Sorry if this shouldn't be a new thread - excuse the newbie!
My partner & I are looking into buying our first home. He has a beyond excellent credit rating, whilst mine is the opposite end of the scale! I've been recently discharged from a trust deed and as such, any debts have now been written off.
Will we be able to apply for a mortgage, or will my credit be too big an issue?
We are looking at a new build property, with an 80/20 equity split with the builder. We have a 5% deposit of the total value, so will need a deposit of 75%. Will this help?