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1st Time Buyer Help

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Guys,

I was wondering if you could help me and answer a few of my questions.

I am hoping to purchase my first house soon and there is a few things Im not to sure about. I work offshore and get paid a salary, I also get paid per day that Iam offshore. Do lenders take into consideration the day rate as this accounts for double my salary?

At present, my savings (work shares) sit almost 9K and hoping to be able to put in another 2-3k by summer, that is it for my deposit so looking at 95% LTV. Can you recommend any good 1st time buyer mortgages with only a 5% deposit?

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