hello guys,
I am a longtime reader, but this is my first time posting. It will be a long post sorry abt that but am really upset!
We are FTB. OH has bad credit, so mine was sole application. 40k annual salary. with 28k gifted deposit and 10k my savings as deposit. I have been working since 6 months in a pvt company and my probation was supposed to end this month.
applied online with nationwide, got aip in seconds. then i get a letter saying they need to see my latest payslip and p60. proof of deposit and why i have chosen the solicitors who are 2 hrs away from me (basically they were rec by friends n family!) I could not send P60 as i did not have one for that year, so they said they wil send a employer referencer, thats where the problem began... I sent them my 3 months payslip/gift letter/3 months bank statements/address proof and also a letter stating the reason for choosing those lawyers and I also told if it is a requirement i would not mind using their own lawyers from their panel.
instead of sending my employer they send it to a huge bank, where i do not work and obviously, they replied that they cannot provide a reference. which is OBVIOUS.... i cant believe they can send to the wrong people... such a huge organisation and a silly mistake.
Yesterday I got a letter from them my application was declined due to a failed employment check!!!!! :mad::mad::mad::mad:
I called them yday to ask for a clarification, they said someone will lookinto my matter seriously .... I ended up being on the phone the whole day.... Dying with stress!!!! Great now! I am so bloody scared... abt my credit history....... a senior lady from headoffice was looking at my case... when I called after half hour... I was told.. even after reviewing, my application was still a decline. WTF!!!
I made a complaint via phone yesterday. Monday I will be sending a SAR request to the bank and will be going ahead with the complaints procedure...... am stressed, hurt and depressed I will be loosing the house I liked and they have done this shitty thing..... I havent slept whole night neither has my husband..... these people are a bunch of idiots who are trying to cover their asses!!!!!
Am doing the right thing... please advice... I think I need anti-depressants now!
I am a longtime reader, but this is my first time posting. It will be a long post sorry abt that but am really upset!
We are FTB. OH has bad credit, so mine was sole application. 40k annual salary. with 28k gifted deposit and 10k my savings as deposit. I have been working since 6 months in a pvt company and my probation was supposed to end this month.
applied online with nationwide, got aip in seconds. then i get a letter saying they need to see my latest payslip and p60. proof of deposit and why i have chosen the solicitors who are 2 hrs away from me (basically they were rec by friends n family!) I could not send P60 as i did not have one for that year, so they said they wil send a employer referencer, thats where the problem began... I sent them my 3 months payslip/gift letter/3 months bank statements/address proof and also a letter stating the reason for choosing those lawyers and I also told if it is a requirement i would not mind using their own lawyers from their panel.
instead of sending my employer they send it to a huge bank, where i do not work and obviously, they replied that they cannot provide a reference. which is OBVIOUS.... i cant believe they can send to the wrong people... such a huge organisation and a silly mistake.
Yesterday I got a letter from them my application was declined due to a failed employment check!!!!! :mad::mad::mad::mad:
I called them yday to ask for a clarification, they said someone will lookinto my matter seriously .... I ended up being on the phone the whole day.... Dying with stress!!!! Great now! I am so bloody scared... abt my credit history....... a senior lady from headoffice was looking at my case... when I called after half hour... I was told.. even after reviewing, my application was still a decline. WTF!!!
I made a complaint via phone yesterday. Monday I will be sending a SAR request to the bank and will be going ahead with the complaints procedure...... am stressed, hurt and depressed I will be loosing the house I liked and they have done this shitty thing..... I havent slept whole night neither has my husband..... these people are a bunch of idiots who are trying to cover their asses!!!!!
Am doing the right thing... please advice... I think I need anti-depressants now!