I had a look at my Experian and Equifax credit reports and noticed a default on an old Vodafone account. The default is from December 2008 and is for about £110.
I didnt know that there was a default on my account until I checked my reports and it is only showing on the Equifax one. I think it is due to three missed payments.
To cut a long story short I had a sim only deal for a family member and the account was opened in my name as a favour but was used by my family member. Hope that makes sense.
Please can somebody advise me what I need to do sort this out and whether it is going to affect my husband and I when applying for a mortgage later this year. I would really appreciate any advice. I have no details of account numbers, phone number or anything and cannot contact the family member to get hold of this information either but would like to get this paid off and sorted.
I didnt know that there was a default on my account until I checked my reports and it is only showing on the Equifax one. I think it is due to three missed payments.
To cut a long story short I had a sim only deal for a family member and the account was opened in my name as a favour but was used by my family member. Hope that makes sense.
Please can somebody advise me what I need to do sort this out and whether it is going to affect my husband and I when applying for a mortgage later this year. I would really appreciate any advice. I have no details of account numbers, phone number or anything and cannot contact the family member to get hold of this information either but would like to get this paid off and sorted.