Hi there, I wonder if anyone with experience in this arena can help:
We are wanting to move house and buy something around £170-180k.
We will have a 15-20% deposit (about 27-28k), so looking to borrow about £145-150k
We have 2 children and would apply jointly with our two incomes of £38k and £12k. We have a very good credit history to date, no skeletons.
The downside is we have about £14k in credit card balances all on low fixed for life or zero % deals.
Does this sound possible, and if so, which lenders would be the best for us to approach? What sort of interest rates might we be looking at?
We have had our current mortgage with Halifax for 9 years and are on the SVR.
Thanks!
We are wanting to move house and buy something around £170-180k.
We will have a 15-20% deposit (about 27-28k), so looking to borrow about £145-150k
We have 2 children and would apply jointly with our two incomes of £38k and £12k. We have a very good credit history to date, no skeletons.
The downside is we have about £14k in credit card balances all on low fixed for life or zero % deals.
Does this sound possible, and if so, which lenders would be the best for us to approach? What sort of interest rates might we be looking at?
We have had our current mortgage with Halifax for 9 years and are on the SVR.
Thanks!