I am remortgaging and have been given a completion date of May 2nd, with a set redemption figure.
However my current mortgage direct debit is taken on the 1st of the month so I am worried an extra, unnecessary payment will be made.
Should I cancel my direct debit now so the payment definitely won't be taken, or risk having to get a refund? I can imagine having to spend a long time on the phone or going to a branch to get it back!
If it matters, I have made several overpayments this year.
However my current mortgage direct debit is taken on the 1st of the month so I am worried an extra, unnecessary payment will be made.
Should I cancel my direct debit now so the payment definitely won't be taken, or risk having to get a refund? I can imagine having to spend a long time on the phone or going to a branch to get it back!
If it matters, I have made several overpayments this year.