Hello,
I'm currently getting a mortgage. Both myself and my OH have full time jobs. We are currently looking at a 2 yr fixed deal. However, in the near future I'm considering going self employed, doing a mix of my own client work and contract positions.
It's dawned on me maybe a 3 yr deal will be better as ill have more accounts to show and hopefully more impressive figures when the term ends and it's time to apply for a new product.
Is it still really hard to get a mortgage if you are self employed? The 2 yr deal we are looking at is very good, but maybe a 3 yr deal will be more sensible due to my future plans.
I'm currently getting a mortgage. Both myself and my OH have full time jobs. We are currently looking at a 2 yr fixed deal. However, in the near future I'm considering going self employed, doing a mix of my own client work and contract positions.
It's dawned on me maybe a 3 yr deal will be better as ill have more accounts to show and hopefully more impressive figures when the term ends and it's time to apply for a new product.
Is it still really hard to get a mortgage if you are self employed? The 2 yr deal we are looking at is very good, but maybe a 3 yr deal will be more sensible due to my future plans.