Hello so I'm in the process of removing one single default that is on my credit file that has been resulted in me getting declined for a mortgage.
Anyway, new buy agents said the rate will be fixed term of 4.3% for two years is this good?
5% deposit 20% government loan
House value 150,000
Furthermore the default should completely drop off tommorrow or within a week. The agent I spoke to said Halifax might still see the default as they update their systems once a month? Is this the case?
Also is there any other banks that are participating in the help to buy scheme? Many thanks
Anyway, new buy agents said the rate will be fixed term of 4.3% for two years is this good?
5% deposit 20% government loan
House value 150,000
Furthermore the default should completely drop off tommorrow or within a week. The agent I spoke to said Halifax might still see the default as they update their systems once a month? Is this the case?
Also is there any other banks that are participating in the help to buy scheme? Many thanks