Re-Mortgages with defaults - current likelyhood

Hi,

I'm looking for advice and any personal experience of re-mortgaging with defaults.

I have around 13k in outstanding debts with 7 defaults which I'm paying back via payplan debt management.
I'm in a very secure job with a decent wage.

My mortgage currently stands at £70,500 with a perfect payment history. My home is valued at approx £120,000.

I would like to remortgage to settle my defaults. Is there any way this is achievable?

Some will wonder why I want to secure this debt against my home?
Simple answer is I see this as the fastest way to clear my defaults to a house move, which would require further borrowing in the future.

Payplan financial services want to have a chat with me as they reckon they can help but I really would be surprised if it can be done even with my equity???

Sorry if this should be in debt wannabe, wasn't sure if this was the right forum.

Thanks in advance.