Just wanted opinions on the Chelsea 3yr 1.99% (60% ltv) and the 2yr 1.74% fixed mortgage currently available.
It has a fee of some £1545 which seems a little high and think it would negate the benefit of the lower rates.
I am looking to remortgage in September and juggling idea of booking this in soon against a simple mortgage closer to the time with a higher rate but next to no fee.
Thoughts?
My figures for opinions:
28 yr term
Borrowing £171k
Value of prop £295k (so inside the 60% ltv)
Is there anything on the market with low fee but higher rate that wouldn't be any difference on the monthly repayments yet not give me the large fee to pay upfront or lump on top of the mortgage.
Thanks in advance
It has a fee of some £1545 which seems a little high and think it would negate the benefit of the lower rates.
I am looking to remortgage in September and juggling idea of booking this in soon against a simple mortgage closer to the time with a higher rate but next to no fee.
Thoughts?
My figures for opinions:
28 yr term
Borrowing £171k
Value of prop £295k (so inside the 60% ltv)
Is there anything on the market with low fee but higher rate that wouldn't be any difference on the monthly repayments yet not give me the large fee to pay upfront or lump on top of the mortgage.
Thanks in advance