Hey guys and girls
I am really here to ask for advice, I'm a first time buyer, the major issue is that I am self employed and as far as people are informing me I'm screwed. I am tempted to just walk into the bank and see what they will offer me however I thought I would ask you friendly bunch to see if I am asking the impossible.
Details
Age - 24
Deposit - £10k
Employment - 2 years self employed
Salary - £25k+
Credit card -£1.6k paid off monthly ontime
House price £110k
Mortgage required - £100k
Do you think a bank will offer me anything on them details or am I struggling without a larger deposit?
Kind regards
Chris
I am really here to ask for advice, I'm a first time buyer, the major issue is that I am self employed and as far as people are informing me I'm screwed. I am tempted to just walk into the bank and see what they will offer me however I thought I would ask you friendly bunch to see if I am asking the impossible.
Details
Age - 24
Deposit - £10k
Employment - 2 years self employed
Salary - £25k+
Credit card -£1.6k paid off monthly ontime
House price £110k
Mortgage required - £100k
Do you think a bank will offer me anything on them details or am I struggling without a larger deposit?
Kind regards
Chris