Any advice greatly received

Morning from a newbie to this site:T

A question to to the forum, my situation is about 18 months ago we locked our savings into to 2 high interest accts with a locked in clause. Since we had no intention of using these for 5 years it seemed ok. The problem is a house which would be our forever home has come onto the market and at a price it is difficult to refuse, we have had an offer on ours and totaling up our spendinding we are £40,000 short. Up to this stage we have been mortgage free for 9 years. After approaching these companies to release the cash they have both straight refused and 1 stated that its for 5 years and only death would release us:mad: so we are now in the position of getting a small mortgage for the amount but it riles me on 2 fronts

Mortgage having tried applying online you cant be an owner occupier and be a first time buyer and if i apply for a normal mortgage i cant be an owner occupier without a current mortgage WTF :j

We have money to clear the difference but cannot gain access for 4 years :mad:

I know its my fault for being greedy but any advice about this situation would be greatfully received