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Endownment Shortfall - What to expect?

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Hi All,

Please forgive my ignorance - i'm new here!

I have 2 endownments maturing on July 1st 2013. One is on track :j, but the other is a massive 26% short :(. Two separate providers, the first was over a 20 year term, the second a 25 year term.

My question is, what should we consider to be poor performance on the grand scheme of things?

Thanks

Peter

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