We recently had a mortgage in principle from lloyds at a great rate that we could afford and had the deposit for, we then found the house and had an offer accepted! brilliant! We then went back to complete the mortgage, we had done everything they had asked and had all the correct documents (you needed to be a current account holder to get the exclusive rate so I had switched my banking to them), appt on monday and the mortgage advisor told us the systems were down and she would be in touch asap, we get a call today stating that because I had opened my current account (that was with them!!) there was another credit search on my file and that they would be unable to supply the mortgage!
Can anyone give me any advice on what to do?
Can anyone give me any advice on what to do?