hello everyone,
Lots of help and advice needed and I am sure you guys can all help.
I am a single parent with a 4 year old daughter and looking to purchase a house.
I am looking to buy at £200k with a deposit of £50-£60k.
I have no debt now but only a few months ago I cleared several credit/cards and loans. My credit rating has jumped up to 959 (good) with experian and this is still to be updated by some of my previous creditors.
I have absolutely no outgoings at all and earn £1700 per month (£30,000 per annum).
What do you think is the possibility of getting a mortgage and should I go direct to a preffered bank or go to a broker?
Look forward to hearing what you all think. xx
Lots of help and advice needed and I am sure you guys can all help.
I am a single parent with a 4 year old daughter and looking to purchase a house.
I am looking to buy at £200k with a deposit of £50-£60k.
I have no debt now but only a few months ago I cleared several credit/cards and loans. My credit rating has jumped up to 959 (good) with experian and this is still to be updated by some of my previous creditors.
I have absolutely no outgoings at all and earn £1700 per month (£30,000 per annum).
What do you think is the possibility of getting a mortgage and should I go direct to a preffered bank or go to a broker?
Look forward to hearing what you all think. xx