Hi, my partner and I are splitting up. He is buying me out of the house & my name is coming off mortgage.
I have credit card debts of about 18k, but all up to date/no defaults. They are in my name, not joint or his name, although we had joint mortgage and bank account., he v.good with money, i rubbish. he got sole mortgage but I'm worried I won't get one.
I will have approx 20k left after clearing debts. I was perm employed until 8 months ago and have been contracting on approx 45k pa
I want to get my own place but guess my credit score will be bad with having 3 x c/cards totalling 18k.
No idea where to start re mortgage or even if I have any chance at all. Thinking purchase price of 120k max. Any advice/pointers welcome please. I don't know where to start.
I have credit card debts of about 18k, but all up to date/no defaults. They are in my name, not joint or his name, although we had joint mortgage and bank account., he v.good with money, i rubbish. he got sole mortgage but I'm worried I won't get one.
I will have approx 20k left after clearing debts. I was perm employed until 8 months ago and have been contracting on approx 45k pa
I want to get my own place but guess my credit score will be bad with having 3 x c/cards totalling 18k.
No idea where to start re mortgage or even if I have any chance at all. Thinking purchase price of 120k max. Any advice/pointers welcome please. I don't know where to start.