Leeds Building Society offer a 10 year fixed rate mortgage at 3.99% and have an upper age limit for loans to be repaid of age 75. BUT, if you are already in receipt of a state retirement pension, they will only consider a mortgage application under their 'lending into retirement' criteria, all interest rates for which exceed 3.99%! So at 63, and with 12 years to age 75, I cannot get a 10 year fix, only a 2 year fix at 4.49% or 2 year offset at 4.19%, or variable rate at 5.69%! Without prejudice, is this age discrimination?
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