Hello, posting on my girlfriends profile, looking for advice.
My ex wife and I bought a house seven years ago, thirty grand deposit. We split up six months later she left and I stayed in the house and made full mortgage payments. A year later when I met my gf my ex went ballistic that I had my gf over to stay and moved back into the house with my three children.
My gf and I found a rented house.
My ex wife defaulted many times and in the last 14 or so months has defaulted 9 times, despite me paying her maintenance every month, and she has switched to interest only.
The house at one point was in negative equity, I think it's now probably about level.
I have enquired with solicitors how I can essentially 'get off the mortgage'.
I'm told that unless she can get a new mortgage on her own, I've no chance. The mortgage lender said I can have my name taken off, but I'll still be financially responsible but have no claim to the property, which I don't want to do.
My ex wife works part time, has a live in partner who also works although isn't on a great wage and she won't have him on the mortgage, she also receives benefits plus my maintenance.
Her constant defaults are crippling my credit rating and i'll never be able to buy again. My gf has had to get a mortgage on her own for our new house.
Is there any other way she can either get a mortgage or I can be free?
My ex wife and I bought a house seven years ago, thirty grand deposit. We split up six months later she left and I stayed in the house and made full mortgage payments. A year later when I met my gf my ex went ballistic that I had my gf over to stay and moved back into the house with my three children.
My gf and I found a rented house.
My ex wife defaulted many times and in the last 14 or so months has defaulted 9 times, despite me paying her maintenance every month, and she has switched to interest only.
The house at one point was in negative equity, I think it's now probably about level.
I have enquired with solicitors how I can essentially 'get off the mortgage'.
I'm told that unless she can get a new mortgage on her own, I've no chance. The mortgage lender said I can have my name taken off, but I'll still be financially responsible but have no claim to the property, which I don't want to do.
My ex wife works part time, has a live in partner who also works although isn't on a great wage and she won't have him on the mortgage, she also receives benefits plus my maintenance.
Her constant defaults are crippling my credit rating and i'll never be able to buy again. My gf has had to get a mortgage on her own for our new house.
Is there any other way she can either get a mortgage or I can be free?