My bank statements show me in -200 in the beginning, in arranged overdraft,then I get paid and don't go back under except once for -£20
My wife on the other hand has a massive limit and is seen going -500 in two different months. The problem is, this isn't a question of affordability, she has £3000 sitting in her savings for over a year. She just doesn't want to touch it as she has 0% overdraft limit.
We're ftb, offer accepted for 120k, 15% deposit. Our mortgage if accepted would work out less than the rent we pay. I have 2 latepayments on file, from 2011, 11's. Otherwise I'm fine. Her credit historyis spotless. We have Paid off all debts. Should we beconcerned
My wife on the other hand has a massive limit and is seen going -500 in two different months. The problem is, this isn't a question of affordability, she has £3000 sitting in her savings for over a year. She just doesn't want to touch it as she has 0% overdraft limit.
We're ftb, offer accepted for 120k, 15% deposit. Our mortgage if accepted would work out less than the rent we pay. I have 2 latepayments on file, from 2011, 11's. Otherwise I'm fine. Her credit historyis spotless. We have Paid off all debts. Should we beconcerned