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Equity in a House

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Hi, please could someone tell me how I can release equity in a property that I own, I still owe £44k, the provider will not release funds but wants me to re-mortgage. I bought the property for £93, now its worth £375k I want to borrow £15k to pay off debt, I have another 4-5 years to go before I have paid it off. Why does the provider want me to re-mortgage because my interest repayment is only .75%, can anyone help please. I just wanna get out of debt.

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