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Scottish Widows

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I have had a 20 year endowment style plan with Scottish Widows now for 16 years paying £25 a month. Sum assured was just under £5000 which thinking back is crazy as I pay in £6000. They add bonuses every year but up to now is around £5700. I presume they will add a sizeable terminal bonus in 4 years time.

Has anyone else on the forum had a similar plan which paid a terminal bonus recently ?

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