Morning,
Yesterday I received the news from the N&P that they were declining my mortgage application.
Despite having a healthy deposit (40% LTV) they declined on the following points:
Voters Roll (main Issue) because I havent been registered since '95 they couldn't perform an extensive credit check.
Because of my job and lifestyle i'm never in one place for too long. My job often takes me away for 2:3 months sometimes abroad or within UK.
I put on my forms that i've been living at my mothers address because that is the address all my mail is sent too and where I stay when i'm not working.
There were other issues as well but I'd like to hear some feedback on how I can adjust this element of my application.
&
Would it be worth me approaching a broker who I can properly explain my circumstances too.
Many thanks Metso..
Yesterday I received the news from the N&P that they were declining my mortgage application.
Despite having a healthy deposit (40% LTV) they declined on the following points:
Voters Roll (main Issue) because I havent been registered since '95 they couldn't perform an extensive credit check.
Because of my job and lifestyle i'm never in one place for too long. My job often takes me away for 2:3 months sometimes abroad or within UK.
I put on my forms that i've been living at my mothers address because that is the address all my mail is sent too and where I stay when i'm not working.
There were other issues as well but I'd like to hear some feedback on how I can adjust this element of my application.
&
Would it be worth me approaching a broker who I can properly explain my circumstances too.
Many thanks Metso..