Hi everyone,
My sister is looking to buy a property in the next couple of months. She's seen a broker and he's offered a reasonable deal but there are some really good ones with hsbc and first direct which don't deal with brokers. Does anyone have experience of applying to these companies (yes i know they're the same really!) and is it really as difficult to be accepted as i've heard?
The details are...purchase price 106000, she has 10% deposit, is on 20k a year and a spotless credit history but with no debts outstanding at present.
My sister is looking to buy a property in the next couple of months. She's seen a broker and he's offered a reasonable deal but there are some really good ones with hsbc and first direct which don't deal with brokers. Does anyone have experience of applying to these companies (yes i know they're the same really!) and is it really as difficult to be accepted as i've heard?
The details are...purchase price 106000, she has 10% deposit, is on 20k a year and a spotless credit history but with no debts outstanding at present.