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Lenders with their own conveyancers

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I've noticed that some lenders have their own conveyancing panel, and if you have a conveyancer that isn't on their panel, you end up paying twice, once for your own and once for theirs. Do I have that correct?

Skipton is the most notable example I've seen, and in Scotland they seem to have a grand total of one conveyancer. Given that you have to sign up to a solicitor to make a formal offer, very possibly before you know who your mortgage lender will be, this seems unfair to make you fork out twice for the same service.

Or do I have this wrong?

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