Hello
My husband and I are hoping to buy this year. We don't have a fixed saved deposit, his parents have kindly offered to help with this but want to know how much we would need approx.
Should we just go to banks and ask how much they would give us? I was a student last year studying my PGCE after 10yrs of work. I am now working full time since September. I am on £22,795 and hubby is on £26,500 plus 14% allowance (£29k). What do they look at? We only pay £650 rent and we don't want huge mortgage payments! How much roughly so you think we could get? We don't have any debts and have a small savings pot.
We live in Kent and are looking at £190 below or above!
Any advice would be appreciated!
Many thanks
My husband and I are hoping to buy this year. We don't have a fixed saved deposit, his parents have kindly offered to help with this but want to know how much we would need approx.
Should we just go to banks and ask how much they would give us? I was a student last year studying my PGCE after 10yrs of work. I am now working full time since September. I am on £22,795 and hubby is on £26,500 plus 14% allowance (£29k). What do they look at? We only pay £650 rent and we don't want huge mortgage payments! How much roughly so you think we could get? We don't have any debts and have a small savings pot.
We live in Kent and are looking at £190 below or above!
Any advice would be appreciated!
Many thanks