I have been checking my credit report lately and apart from 1 late credit card pymt over a year ago, all looks excellent.
My partner however, has a lot of missed pymts which look atrocious but occured between 3 and 5 yrs ago (when he wasn't that responsible with money!). His report now is excellent.
We heard about a development of new-build houses which will be completed in the summer and we would love to buy one of the shared ownership houses.
The 50% share is £73,400 and we have a 15% deposit for this share (£11000). We both have permanent jobs with a combined income of about 26k.
We will have a chat with a broker but I suppose I want to know what are our chances of getting a mortgage wih this info?
My partner however, has a lot of missed pymts which look atrocious but occured between 3 and 5 yrs ago (when he wasn't that responsible with money!). His report now is excellent.
We heard about a development of new-build houses which will be completed in the summer and we would love to buy one of the shared ownership houses.
The 50% share is £73,400 and we have a 15% deposit for this share (£11000). We both have permanent jobs with a combined income of about 26k.
We will have a chat with a broker but I suppose I want to know what are our chances of getting a mortgage wih this info?