Hi,
I have finally sold my house and want a 90% mortgage on 110K. Which will mean have 99K on mortgage.
My wage is 37982
Wife's wage is 21500
Now this is what annoys me and I am sure others. Because I have a missed payment in May 08 with natwest credit card and a missed some payments with a barclarycard with last missed payment in in Aug 05. I have been advised that I need to go with Halifax as most likely to accept.
Best rate would be nationwide at 4.84 but instead told halifax would be best 5.99%. Now this seems extreme but it's even worse when payments 637 for 5.99 and then 570. Is Halifax only person who takes on people who have missed payments in past? Seems extreme when it's over 4 years ago since had issue.
Thanks
Paul
I have finally sold my house and want a 90% mortgage on 110K. Which will mean have 99K on mortgage.
My wage is 37982
Wife's wage is 21500
Now this is what annoys me and I am sure others. Because I have a missed payment in May 08 with natwest credit card and a missed some payments with a barclarycard with last missed payment in in Aug 05. I have been advised that I need to go with Halifax as most likely to accept.
Best rate would be nationwide at 4.84 but instead told halifax would be best 5.99%. Now this seems extreme but it's even worse when payments 637 for 5.99 and then 570. Is Halifax only person who takes on people who have missed payments in past? Seems extreme when it's over 4 years ago since had issue.
Thanks
Paul