I wonder if someone can help me!
I have a blemish free credit history but recently realised I had missed 2 payments on a credit card I thought I had paid off in full. Interest was still accruing on the card without me knowing and I received a letter today advising me that I was in arrears in the amount of £1.06 equating to 2 months missed payments.
I have paid this today and asked for the account to be closed but I'm concerned it may affect a mortgage application I'm making in a few months time. I'm intending on applying for my credit score in a month's time and asking for a notice of correction to be put against it but I'm worrying about such a small oversight affecting my mortgage application.
I'd be grateful for anyone's thoughts!!
Thanks
I have a blemish free credit history but recently realised I had missed 2 payments on a credit card I thought I had paid off in full. Interest was still accruing on the card without me knowing and I received a letter today advising me that I was in arrears in the amount of £1.06 equating to 2 months missed payments.
I have paid this today and asked for the account to be closed but I'm concerned it may affect a mortgage application I'm making in a few months time. I'm intending on applying for my credit score in a month's time and asking for a notice of correction to be put against it but I'm worrying about such a small oversight affecting my mortgage application.
I'd be grateful for anyone's thoughts!!
Thanks